Opportunity Overview:

We have a Unique opportunity to join our Mortgage Operations team. Our team is involved in processing, underwriting, closing and funding - all invaluable parts of the mortgage lending puzzle. We are passionate about mortgage lending and helping people every step of the way throughout the ever-increasing challenges of the loan process. We're looking for someone who believes in the mission of a community bank, who gets excited about learning new things, strives to provide exceptional service and thrives in an environment where you'll be challenged every day. If working with a new, state of the art loan origination system, having access to development programs and getting to work with some incredible co-workers every day excites you, then come join us!

Primary Purpose:

Responsible for residential mortgage processing by functioning as the liaison between the mortgage originators, attorneys and customers. Ensures all time sensitive disclosures and documents are delivered with accuracy and on a timely basis.

Essential Duties:

* Acts as primary liaison regarding inquiries from originators, attorneys, underwriters and customers to discuss the loan process, resolve issues, and explain regulations (including TRID). Informs underwriter and supervisor of any documentation or customer issues relative to the loan process

* Review Loan Estimate and residential loan application data entry and update LOS as necessary

* Complete phone calls to clients prior to sending out documents to review the loan process, required documentation and loan conditions as necessary

* Issue initial application package and send to client

* Review and upload credit documents to the eFolder. If any documents are incomplete or require additional documentation, request updates from clients as necessary

* Transfer "complete" file to underwriting

* Gather all necessary conditions and provide frequent updates to clients as needed

* Conduct weekly pipeline calls with loan officers and supervisor

* Clear loan files for closing at least 3 business days prior to the closing date

* Issue Closing Disclosures after reviewing for accuracy after they are prepared by the loan officer

* Issue Scheduling Sheet to attorney or title company

* Review ECOA, Disclosure Report, and all other daily reports to endure compliance with UniBank and regulatory requirements

* Review Red Flag Report and resolve all issues including potential OFAC hits

* Review Flood certificates to validate flood zone & Review Flood certificates to validate flood zone and request appropriate documentation as applicable to ensure sufficient and acceptable flood insurance is in place at the time of closing

* Ability to multi-task with strong attention to detail while meeting deadlines in a fast paced environment

Minimum Education, Skills & Experience:

* High School diploma or equivalent required; College degree preferred.

* 3-5 years of loan processing experience helpful

* Strong computer and organizational skills including MS Office required, Encompass preferred

* Must be able to set priorities and follow direction

* Demonstrated ability to pick up the phone and call clients to answer questions and provide updates

* Must have good verbal, written, organization, problem-solving and interpersonal skills

* Financial services/lending/banking experience preferred

About UniBank

We are UniBank, a team of civic-minded financial professionals and all-around great people working together to enrich people, businesses and municipalities across New England. We don't abide by the doctrine of big, national banks. What we believe is different. What we believe is unique. We believe in our community. And we believe in the people who live here. We believe in committing time and financial support to local nonprofits. We believe in finding innovative solutions for affordable housing, community development and independent business. And yet, we are bankers. We are a mutual bank, owned by its customers, dedicated to local service. We are technology leaders. Since launching our first online payment platform in 2003, we've never stopped delivering the most effective technology to our customers. We are a unique blend of consumer, civic and business banking with more than 150 years of history. We are an exception to the rule. We are unique. Unique to people. Unique to business. Unique to local government.

We are UniBank. Bank Different. Bank Unique.

This position is not subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, status as a veteran or as an individual with a disability.