Rockland Trust is currently seeking a Special Assets Portfolio Manager to join our Special Asset Group. The incumbent, whose role is "credit orientated" reports to the SAG Manager and is accountable to the Chief Credit Officer. The SAG Officer will utilize their credit skills to underwrite and manage a portfolio of criticized loans for both C&I and Real Estate loans. The incumbent will work with senior PM SAG Officer and /workout officers that service a wide variety of criticized commercial loans. Will assist the SAG Manager and senior SAG PM on specific projects as requested from the SAG Group.

Essential Functions:

• Monitors current loans and credit lines to ensure compliance with terms.
• Monitors and maintain tracking of existing loans for covenant compliance.
• Works with Senior PM to facilitate borrower financial reporting submissions to Bank
• Working with Senior PM, workout officers, manage and maintain an assigned portfolio of classified assets.
• Work with senior PM in preparation of loan packages for loan restructure approval, including submission to Special Asset Committee.
• Prepare credit analysis in accordance with LUAG for existing relationships with special emphasis on loan restructuring and risk mitigation.
• Work with senior PM in assisting workout officers in the preparation of Watched Asset Reports & Classified Assets Reports as needed.
• Work with senior PM on maintain timely renewals of loan maturities for assigned portfolio of criticized assets.
• Work with Senior PM to ensure the timely completion of credit file updates
• Assists Senior PM in acting as a liaison between workout officers and attorneys, customers, consulting groups, appraisers, etc.
• Provides assistance in coordinating pre-closing activities.
• Assisting in the resolution of customer inquiries and problems.
• Assisting the officers with operational/administrative issues.
• Possess a working knowledge of the Horizon system & BI Reports.

Core Competencies:

• Will act as a Liaison between the SAG team working with senior SAG PM and the Credit Administration, Loan operations and servicing groups.
• Assist in the communications with existing loan customers as needed to obtain information concerning their business, needs, abilities and earnings to determine risk mitigation strategies to prevent losses for the bank.
• The candidate shall understand the process as guided by SAG officers to make restructuring and risk mitigation strategies to prevent bank losses, which are based on their analysis of the business' financial condition, cash flow, capacity, collateral and its ability to repay.

Qualifications:

• Bachelors Degree in Business, Accounting, Finance, Economics or equivalent
• Previous experience in servicing portfolios of commercial loans.
• 2 Years of prior Commercial Credit Analysis experience
• Formal Credit Training

Our goal is to offer our colleagues the most generous benefits package possible. We strive to provide colleagues with a comprehensive benefits package and an environment that supports a healthy work-life balance. Benefits include: Competitive compensation with performance incentive awards, Health Insurance, Dental Insurance, a 401K and DC Plan for your retirement, LTD & Life Insurance, Day Care Reimbursement, Tuition Assistance for graduate and undergraduate programs, an award winning Wellness program and much more!

At Rockland Trust you'll find a respectful and inclusive environment where everyone is given the chance to succeed. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.